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Apply For a Housing Loan

Eligibility Criteria

This is to verify if you can proceed with your online application

Account Information: Step 1 of 4

* As part of the lending assessment process, the Bank may request and/or retrieve, as per the applicable legal framework, personal information and/or data of me and/or those of the second applicant (if applicable) from external sources including, but not restricted to, the Mechanism for the Exchange, Collection and Provision of Data and the Central Information Register for the Issuers of Dishonoured Cheques (“CIR”) and I hereby provide my consent
* I have read, understood and accepted the Bank’s Privacy Policy.
* If this is a joint application: I have permission of the joint applicant to enter his/her details on this Website.

Personal Details

This is to know some personal information about you

APPLICANT 1 - PERSONAL DETAILS : Step 2 of 4

Residential Address Details

APPLICANT 2 - PERSONAL DETAILS

Residential Address Details

FINANCIAL NEEDS

This is to know what you do for a leaving

FINANCIAL NEEDS: Step 3 of 4

Financial Details

This is to know financial information

Financial Details Step 4 of 4

APPLICANT 1 - FINANCIAL DETAILS

Your Income

This is your net salary after taxes and other deductions. Do not include irregular income such as dividends or bonuses
You can include other guaranteed income such as interest income, rental income.

Your debt payments

Include debt payments you are making to existing loans.

APPLICANT 2 - FINANCIAL DETAILS

Your Expenses

You may choose to provide us with an estimated total of your monthly family household expenses or a detailed expenditure analysis
e.g. electricity, water, phone, central heating, municipality charges
e.g. immovable property tax
e.g. home, life, medical, car insurances
e.g. rental, childcare, supermarket costs, clothing, and housemaid costs
e.g. fuel, MOT, car maintenance
e.g. tuition fees, extra-curricular activities, university fees
e.g. doctor's fees and medication
e.g. travel, restaurants, gym memberships
e.g. maintenance expenses
e.g. professional fees, alimony, subscriptions